@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');
:root{--ink:#111827;--ink2:#1f2937;--muted:#667085;--paper:#f5f2eb;--white:#fff;--orange:#ff6b35;--orange2:#ff8b61;--lime:#c8f560;--blue:#dceeff;--line:#dfe3e8;--shadow:0 24px 70px rgba(17,24,39,.12);--radius:26px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:'DM Sans',Arial,sans-serif;line-height:1.55}h1,h2,h3,.brand-word{font-family:'Manrope',Arial,sans-serif}a{color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.topbar{background:var(--ink);color:#cfd5df;font-size:12px}.topbar .container{min-height:34px;display:flex;align-items:center;justify-content:center;gap:28px}.topbar span+span:before{content:'•';margin-right:28px;color:var(--orange)}.site-head{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid 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/* === NEON MATRIX REDESIGN · 1.0.3 === */
:root{--ink:#f7f8ff;--ink2:#c9d1e5;--muted:#8d98b3;--paper:#090b12;--white:#0f1320;--orange:#7c5cff;--orange2:#00e5ff;--lime:#b9ff66;--blue:#101a2d;--line:rgba(255,255,255,.10);--shadow:0 28px 90px rgba(0,0,0,.45);--radius:24px}
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solid rgba(185,255,102,.55);color:#c8ff83;box-shadow:0 0 30px rgba(185,255,102,.13)}.finder-grid a{border-color:rgba(255,255,255,.09);background:rgba(255,255,255,.035)}.finder-grid a:hover{background:rgba(0,229,255,.10);color:#fff;border-color:rgba(0,229,255,.35)}.finder-grid i{color:#00e5ff}.finder-all{border-color:rgba(255,255,255,.10)}.finder-all b{color:#b9ff66}.ticker{background:#0d101a;border-bottom:1px solid rgba(255,255,255,.08);color:#98a4bf}.ticker span:nth-of-type(odd){color:#00e5ff}.section{padding:104px 0}.section-head h2,.group-title h2{color:#fff}.eyebrow{color:#00e5ff}.section-head p{color:#8f9ab5}.topic-grid{gap:18px}.topic-card,.topic-card:nth-child(n){background:linear-gradient(145deg,rgba(18,23,38,.86),rgba(11,14,24,.94));border:1px solid rgba(255,255,255,.09);min-height:190px;box-shadow:inset 0 1px 0 rgba(255,255,255,.03)}.topic-card:before{content:'';position:absolute;left:0;top:22px;bottom:22px;width:2px;background:linear-gradient(#7c5cff,#00e5ff);opacity:0;transition:.25s}.topic-card:hover{transform:translateY(-7px);border-color:rgba(0,229,255,.4);box-shadow:0 26px 70px rgba(0,0,0,.35),0 0 0 1px rgba(0,229,255,.08)}.topic-card:hover:before{opacity:1}.topic-icon{background:rgba(124,92,255,.12);border:1px solid rgba(124,92,255,.35);color:#c9bcff}.topic-card-copy small{color:#00d8ff}.topic-card h3{color:#fff}.topic-card p{color:#8f99b1}.topic-arrow{color:#b9ff66}.process{background:linear-gradient(180deg,#0b0e18,#080a11);border-block:1px solid rgba(255,255,255,.08)}.process-copy p,.steps p{color:#8f99b1}.steps article{background:rgba(255,255,255,.025);border-color:rgba(255,255,255,.09)}.steps article:hover{border-color:rgba(185,255,102,.35)}.steps article>b{color:#00e5ff}.step-icon{color:#b9ff66}.editorial{background:transparent}.editorial-card{background:linear-gradient(145deg,#6d4aff,#2d38bd);box-shadow:0 26px 80px rgba(70,53,204,.28)}.editorial-visual{background:radial-gradient(circle at 50% 45%,rgba(0,229,255,.18),transparent 30%),#0e1321;border:1px solid rgba(255,255,255,.09)}.visual-ring{border-color:#00e5ff;box-shadow:22px 22px 0 rgba(185,255,102,.9),0 0 60px rgba(0,229,255,.18)}.page-hero,.topic-hero{background:linear-gradient(180deg,rgba(17,22,37,.82),rgba(8,10,17,.82));border-bottom:1px solid rgba(255,255,255,.08)}.page-hero h1,.topic-hero h1{color:#fff}.page-hero p,.topic-hero p{color:#98a3bc}.group-title span{background:rgba(0,229,255,.09);border:1px solid rgba(0,229,255,.25);color:#77efff}.back{color:#8f9ab6}.mini-points span{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.10);color:#c5cce0}.topic-hero aside{background:linear-gradient(145deg,#151b2d,#0d111d);border:1px solid rgba(255,255,255,.10);box-shadow:16px 16px 0 rgba(124,92,255,.22)}.topic-hero aside small{color:#b9ff66}.topic-hero aside li{color:#b5bed1}.soft{background:#0b0e17;border-block:1px solid rgba(255,255,255,.07)}.provider-choice{background:#101522;border-color:rgba(255,255,255,.09)}.provider-choice.active{border-color:#00e5ff;box-shadow:inset 0 0 0 1px #00e5ff,0 0 32px rgba(0,229,255,.08);background:rgba(0,229,255,.04)}.provider-choice span{color:#fff}.provider-choice b{color:#00e5ff}.calculator-shell{border-color:rgba(255,255,255,.10);background:#0d111c;box-shadow:0 28px 90px rgba(0,0,0,.4)}.partner-disclosure{background:#121827!important;border-color:rgba(255,255,255,.08)!important;color:#aab4ca!important}.partner-disclosure b{color:#fff}.calculator-consent,.consent-card{background:#0d111c!important}.consent-card{color:#c8d0e1}.privacy-icon{background:rgba(124,92,255,.14)!important;color:#b8a8ff!important}.calculator-error{background:#261117!important;border-color:#6f2538!important;color:#ffc3d1!important}.content-grid article,.empty-state,.contact-stage,.legal-copy{background:linear-gradient(145deg,#121726,#0c101b)!important;border:1px solid rgba(255,255,255,.09)!important;color:#c4ccdc;box-shadow:none}.guide-shell{background:transparent}.guide-toc{background:linear-gradient(145deg,#151a2a,#0c101a)!important;border:1px solid rgba(255,255,255,.09)!important;color:#fff}.guide-toc nav a{color:#9da8c0;border-color:rgba(255,255,255,.08)}.guide-toc nav a:hover{color:#00e5ff;background:rgba(0,229,255,.05)}.guide-content>section{background:linear-gradient(145deg,rgba(18,23,38,.92),rgba(10,13,22,.95))!important;border:1px solid rgba(255,255,255,.09)!important}.guide-content>section>span{color:#00e5ff!important}.guide-content h2{color:#fff}.guide-content p{color:#9ba6bd}.contact-grid h2,.legal-copy h2{color:#fff}.contact-form input,.contact-form textarea{background:#090d16!important;border-color:rgba(255,255,255,.12)!important;color:#fff!important}.contact-form label{color:#d5dbea}.contact-success{color:#fff}.footer-cta{background:linear-gradient(90deg,#6f4cff,#256ccf)!important}.footer-cta-copy small{color:#dfe4ff}.footer-cta-copy h2{color:#fff}.btn-light{background:#fff;color:#0b0e15}footer{background:#05070c!important;border-top:1px solid rgba(255,255,255,.08);color:#909bb4}.footer-grid b,.footer-grid a{color:#d8deed}.footer-badge{border-color:rgba(255,255,255,.12)!important;color:#00e5ff!important}.footer-bottom{border-color:rgba(255,255,255,.08)!important}.alert{border-color:rgba(255,255,255,.12)!important}.reveal-card{transition:opacity .55s ease var(--delay),transform .55s ease var(--delay)}
@media(max-width:980px){.hero-grid,.topic-hero-grid,.process-grid,.section-head,.editorial-grid{grid-template-columns:1fr}.hero-grid{gap:48px}.finder-card{max-width:none}.topic-grid{grid-template-columns:repeat(2,1fr)}.process-grid{gap:34px}.topic-hero aside{box-shadow:10px 10px 0 rgba(124,92,255,.18)}}
@media(max-width:760px){.container{width:min(100% - 28px,1240px)}.topbar{display:none}.nav-wrap{height:70px}.nav-toggle span{background:#fff}.main-nav{background:rgba(9,12,20,.98)!important;border:1px solid rgba(255,255,255,.10)!important;box-shadow:0 25px 60px rgba(0,0,0,.45)}.hero{padding:72px 0 56px}.hero h1{font-size:clamp(46px,14vw,68px)}.hero-actions{align-items:stretch;flex-direction:column}.hero-proof{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.hero-proof div{padding:10px}.hero-proof b{font-size:17px}.finder-card{padding:20px;border-radius:24px}.finder-grid{grid-template-columns:1fr}.ticker .container{gap:20px;justify-content:flex-start;overflow:auto}.topic-grid,.steps,.provider-switch{grid-template-columns:1fr}.section{padding:70px 0}.section-head{gap:16px}.section-head h2,.group-title h2{font-size:38px}.topic-card{min-height:0}.editorial-card{padding:32px}.editorial-card h2{font-size:34px}.editorial-visual{min-height:300px}.visual-ring{width:190px;height:190px;border-width:26px}.visual-ring b{font-size:48px}.page-hero,.topic-hero{padding:58px 0}.page-hero h1,.topic-hero h1{font-size:46px}.group-title{align-items:flex-start;gap:16px;flex-direction:column}.guide-layout{grid-template-columns:1fr!important}.guide-toc{position:static!important}.guide-content>section{grid-template-columns:42px 1fr!important;padding:24px!important}.footer-cta>.container{align-items:flex-start!important;flex-direction:column!important}.footer-grid{grid-template-columns:1fr!important}}

/* Header redesign 1.0.4 */
.topbar{background:linear-gradient(90deg,#06070b,#0b1020 52%,#06070b);border-bottom:1px solid rgba(255,255,255,.07)}
.topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between!important;gap:24px}
.topbar-status{display:flex;align-items:center;gap:10px;color:#8390ac}.topbar-status b{color:#e7ecf8;font-size:11px;letter-spacing:.08em;text-transform:uppercase}.status-pulse{width:7px;height:7px;border-radius:50%;background:#b9ff66;box-shadow:0 0 0 5px rgba(185,255,102,.08),0 0 18px rgba(185,255,102,.65)}
.topbar a{font-size:11px;font-weight:800;text-decoration:none;color:#93efff}.topbar a i{font-style:normal;color:#b9ff66;margin-left:5px}
.site-head{overflow:visible;background:rgba(7,9,16,.88);box-shadow:0 16px 50px rgba(0,0,0,.16)}.header-glow{position:absolute;left:12%;right:12%;top:-60px;height:100px;pointer-events:none;background:radial-gradient(ellipse,rgba(124,92,255,.22),transparent 66%);filter:blur(24px)}
.nav-wrap{position:relative;height:96px;gap:28px}.brand-upgraded{display:flex;align-items:center;gap:16px}.brand-upgraded .brand-logo{flex:none}.brand-upgraded .brand-logo img{width:48px;height:48px;filter:drop-shadow(0 0 18px rgba(0,229,255,.18))}.brand-claim{padding-left:15px;border-left:1px solid rgba(255,255,255,.12);font-size:10px;line-height:1.35;letter-spacing:.04em;color:#75819d;text-transform:uppercase}.brand-claim b{color:#cbd3e7;font-weight:800}
.main-nav{gap:6px;margin-left:auto}.main-nav>a{position:relative}.nav-item{display:flex;align-items:center;gap:10px;padding:10px 11px;border:1px solid transparent;border-radius:14px;color:#dce2f1!important}.nav-item:hover{background:rgba(255,255,255,.045);border-color:rgba(255,255,255,.08);color:#fff!important}.nav-item>span:last-child{display:flex;flex-direction:column;line-height:1.1}.nav-item b{font-size:13px}.nav-item small{font-size:9px;margin-top:4px;color:#6f7b98;font-weight:700}.nav-icon{display:grid;place-items:center;width:30px;height:30px;border-radius:10px;background:rgba(124,92,255,.10);border:1px solid rgba(124,92,255,.18);color:#bbaeff;font-size:14px}.nav-highlight .nav-icon{background:rgba(185,255,102,.08);border-color:rgba(185,255,102,.24);color:#caff8e}.nav-highlight:after{content:'TOP';position:absolute;top:-5px;right:7px;padding:2px 5px;border-radius:999px;background:#b9ff66;color:#0a0d14;font-size:7px;font-weight:900;letter-spacing:.08em}
.nav-cta{position:relative;overflow:hidden;display:grid!important;grid-template-columns:12px 1fr auto;gap:11px;align-items:center;min-width:176px;padding:11px 14px!important;border:1px solid rgba(0,229,255,.28);border-radius:15px!important;background:linear-gradient(135deg,rgba(124,92,255,.95),rgba(0,142,204,.98))!important;box-shadow:0 14px 38px rgba(31,75,172,.30),inset 0 1px 0 rgba(255,255,255,.18)}.nav-cta:before{content:'';position:absolute;inset:0;background:linear-gradient(100deg,transparent 25%,rgba(255,255,255,.18) 50%,transparent 75%);transform:translateX(-130%);transition:transform .55s}.nav-cta:hover:before{transform:translateX(130%)}.nav-cta>span:nth-child(2){display:flex;flex-direction:column;line-height:1.08}.nav-cta small{font-size:8px;letter-spacing:.09em;text-transform:uppercase;color:#c3d9ff}.nav-cta b{font-size:13px;color:#fff}.nav-cta i{font-size:17px}.cta-orbit{width:9px;height:9px;border:2px solid #b9ff66;border-radius:50%;box-shadow:0 0 16px #b9ff66;animation:headerPulse 2.2s ease-in-out infinite}@keyframes headerPulse{50%{transform:scale(.7);opacity:.55}}
.header-quicklinks{height:35px;display:flex;align-items:center;gap:9px;border-top:1px solid rgba(255,255,255,.065);color:#606d89;font-size:10px}.header-quicklinks>span{font-weight:800;text-transform:uppercase;letter-spacing:.1em;margin-right:2px}.header-quicklinks a{padding:5px 9px;border-radius:999px;text-decoration:none;color:#9da8c0;background:rgba(255,255,255,.025);border:1px solid rgba(255,255,255,.055)}.header-quicklinks a:hover{color:#00e5ff;border-color:rgba(0,229,255,.25);background:rgba(0,229,255,.04)}
@media(max-width:1100px){.brand-claim{display:none}.nav-item small{display:none}.nav-item{padding:9px}.nav-cta{min-width:158px}}
@media(max-width:760px){.nav-wrap{height:76px}.brand-upgraded .brand-logo img{width:42px;height:42px}.header-quicklinks{height:39px;overflow-x:auto;white-space:nowrap;margin-right:0;width:100%;padding-right:14px;scrollbar-width:none}.header-quicklinks::-webkit-scrollbar{display:none}.header-quicklinks>span{position:sticky;left:0;z-index:1;padding-right:8px;background:#080a11}.main-nav{top:70px!important;padding:14px!important;gap:6px!important}.nav-item{display:flex!important;width:100%;padding:12px!important}.nav-item small{display:block}.nav-highlight:after{top:4px;right:10px}.nav-cta{display:grid!important;width:100%;margin-top:5px;min-width:0}.nav-toggle{width:46px;height:46px;border:1px solid rgba(255,255,255,.10);border-radius:14px;background:rgba(255,255,255,.035)}.nav-toggle span{width:20px;margin:4px auto}.site-head{position:sticky}}

/* Consent experience 1.0.5 */
.calculator-consent{position:relative;overflow:hidden;isolation:isolate}
.calculator-consent:before,.calculator-consent:after{content:'';position:absolute;pointer-events:none;border-radius:50%;filter:blur(70px);opacity:.18;z-index:-1}
.calculator-consent:before{width:300px;height:300px;left:-130px;top:-140px;background:#7c5cff}
.calculator-consent:after{width:280px;height:280px;right:-140px;bottom:-160px;background:#00e5ff}
.consent-card{position:relative;min-height:470px;padding:54px!important;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;background:linear-gradient(145deg,rgba(18,23,38,.98),rgba(8,12,21,.99))!important}
.consent-card:before{content:'';position:absolute;inset:18px;border:1px solid rgba(255,255,255,.055);border-radius:24px;pointer-events:none}
.consent-orbit{position:relative;width:86px;height:86px;display:grid;place-items:center;margin-bottom:20px}
.consent-orbit-ring{position:absolute;inset:0;border-radius:50%;border:1px solid rgba(0,229,255,.3);border-top-color:#00e5ff;border-right-color:rgba(185,255,102,.8);animation:consentSpin 8s linear infinite;box-shadow:0 0 34px rgba(0,229,255,.12)}
.consent-orbit-ring:after{content:'';position:absolute;width:8px;height:8px;border-radius:50%;right:7px;top:10px;background:#b9ff66;box-shadow:0 0 15px #b9ff66}
.consent-shield{display:grid;place-items:center;width:56px;height:56px;border-radius:18px;background:linear-gradient(145deg,rgba(124,92,255,.22),rgba(0,229,255,.12));border:1px solid rgba(255,255,255,.12);color:#caff8e;font-size:23px;font-weight:900;box-shadow:inset 0 1px 0 rgba(255,255,255,.12)}
@keyframes consentSpin{to{transform:rotate(360deg)}}
.consent-kicker{margin-bottom:9px;color:#83efff;font-size:10px;font-weight:900;letter-spacing:.17em;text-transform:uppercase}
.consent-card h3{max-width:650px;margin:0 0 12px;color:#fff;font-size:clamp(27px,4vw,38px);line-height:1.08;letter-spacing:-.035em}
.consent-card>p{max-width:650px;margin:0 0 28px;color:#929db6;font-size:15px}
.consent-switch{width:min(100%,680px);display:grid!important;grid-template-columns:auto 1fr;gap:15px;align-items:center;margin:0!important;padding:18px 20px;border:1px solid rgba(255,255,255,.10);border-radius:18px;background:rgba(255,255,255,.035);text-align:left;cursor:pointer;transition:.25s}
.consent-switch:hover{border-color:rgba(0,229,255,.28);background:rgba(0,229,255,.035)}
.consent-switch input{position:absolute;opacity:0;pointer-events:none}
.consent-control{position:relative;width:49px;height:29px;border-radius:999px;background:#252b3a;border:1px solid rgba(255,255,255,.10);box-shadow:inset 0 2px 6px rgba(0,0,0,.3);transition:.25s}
.consent-control i{position:absolute;left:3px;top:3px;width:21px;height:21px;border-radius:50%;background:#808aa0;box-shadow:0 3px 8px rgba(0,0,0,.35);transition:.25s}
.consent-copy{display:flex;flex-direction:column;gap:3px}.consent-copy b{color:#f3f6ff;font-size:14px}.consent-copy small{color:#818da7;font-size:12px;line-height:1.4}
.consent-switch input:focus-visible+.consent-control{outline:3px solid rgba(0,229,255,.25);outline-offset:3px}
.consent-switch input:checked+.consent-control{background:linear-gradient(90deg,#6d4aff,#00bde5);border-color:#32dff3;box-shadow:0 0 20px rgba(0,229,255,.18)}
.consent-switch input:checked+.consent-control i{left:23px;background:#fff}
.consent-approved .consent-switch{border-color:rgba(185,255,102,.35);background:rgba(185,255,102,.045)}
.consent-approved .consent-copy b{color:#caff8e}
.consent-meta{display:flex;justify-content:center;flex-wrap:wrap;gap:10px 20px;margin:15px 0 22px;color:#69758f;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}
.consent-meta span:before{color:#b9ff66}
.consent-load-button{position:relative;overflow:hidden;min-width:min(100%,310px);min-height:54px;border:1px solid rgba(0,229,255,.28);transition:.25s}
.consent-load-button:disabled{cursor:not-allowed;filter:saturate(.2);opacity:.42;box-shadow:none;transform:none}
.consent-approved .consent-load-button:not(:disabled){box-shadow:0 16px 42px rgba(68,90,255,.28),0 0 28px rgba(0,229,255,.10)}
.consent-approved .consent-load-button:not(:disabled):before{content:'';position:absolute;inset:0;background:linear-gradient(100deg,transparent 20%,rgba(255,255,255,.18) 50%,transparent 80%);transform:translateX(-130%);animation:consentShine 2.8s ease-in-out infinite}
@keyframes consentShine{55%,100%{transform:translateX(130%)}}
.button-ready,.button-loading{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px}.button-ready i{font-style:normal}.button-loading{display:none}.button-loading>i{width:16px;height:16px;border-radius:50%;border:2px solid rgba(255,255,255,.28);border-top-color:#fff;animation:consentSpin .7s linear infinite}
.consent-load-button.is-loading .button-ready{display:none}.consent-load-button.is-loading .button-loading{display:inline-flex}
@media(max-width:640px){.consent-card{min-height:0;padding:38px 18px!important}.consent-card:before{inset:9px;border-radius:18px}.consent-orbit{width:72px;height:72px}.consent-shield{width:48px;height:48px;border-radius:15px}.consent-card h3{font-size:28px}.consent-card>p{font-size:14px}.consent-switch{padding:15px;grid-template-columns:auto 1fr}.consent-copy small{font-size:11px}.consent-meta{align-items:flex-start;flex-direction:column;width:min(100%,680px);margin-top:13px}.consent-load-button{width:100%;min-width:0}}
@media(prefers-reduced-motion:reduce){.consent-orbit-ring,.consent-approved .consent-load-button:not(:disabled):before,.button-loading>i{animation:none}}

/* Editorial refinement 1.0.6 — quieter, clearer, less template-like */
:root{--ink:#17211d;--ink2:#26312c;--muted:#65706a;--paper:#f3f1eb;--white:#fff;--orange:#d85632;--orange2:#ef7955;--lime:#c9dd9d;--blue:#dfe8e3;--line:#d9ddd8;--shadow:0 18px 45px rgba(23,33,29,.08);--radius:18px}
body{background:#fbfaf7;color:var(--ink);font-family:'DM Sans',Arial,sans-serif}
h1,h2,h3,.brand-word{font-family:'Manrope',Arial,sans-serif}
.container{width:min(1160px,calc(100% - 48px))}
.topbar{background:#17211d;color:#d8dfda}.topbar .container{justify-content:space-between}.topbar a{color:#d8dfda;text-decoration:none}.status-pulse,.signal-dot{box-shadow:none}
.site-head{background:rgba(251,250,247,.97);backdrop-filter:blur(10px);border-bottom:1px solid #dedfd9}.header-glow{display:none}.nav-wrap{height:76px}.brand-claim{color:#6d756f}.brand-claim b{color:var(--ink)}
.main-nav{gap:8px}.nav-item{border:0;background:transparent!important;padding:10px 12px;border-radius:10px}.nav-item:hover{background:#f0eee8!important}.nav-icon{display:none}.nav-item small{font-size:10px;color:#8a918c}.nav-highlight:after{display:none}.nav-cta{border-radius:10px;background:var(--ink);box-shadow:none;min-width:auto}.nav-cta .cta-orbit{display:none}.nav-cta small{color:#aeb8b1}.nav-cta i{color:#fff}
.header-quicklinks{border-top:1px solid #e5e5df;color:#7e857f}.header-quicklinks a{background:transparent;border:0;color:#59625c;padding:5px 8px}.header-quicklinks a:hover{background:#eeeae2;color:var(--ink)}
.hero{padding:88px 0 82px;background:#f3f1eb;border-bottom:1px solid #dfddd5}.hero:before,.hero-noise{display:none}.hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(380px,.92fr);gap:68px}.hero-kicker{padding:0;border:0;background:transparent;border-radius:0;text-transform:uppercase;letter-spacing:.11em;color:#6a726d}.hero h1{font-size:clamp(50px,6vw,78px);line-height:1.01;letter-spacing:-.055em;margin:20px 0}.hero h1 span{color:var(--ink);text-decoration:underline;text-decoration-color:#d85632;text-decoration-thickness:.09em;text-underline-offset:.12em}.lead{font-size:18px;line-height:1.7;color:#59625d}.btn{border-radius:10px;padding:14px 18px;box-shadow:none;transition:.18s}.btn-primary{background:var(--ink);color:#fff;box-shadow:none}.btn-primary:hover{background:#29352f;transform:none}.btn-dark{background:var(--ink)}.text-link{text-underline-offset:4px}.hero-proof{margin-top:42px;gap:0;border-top:1px solid #d7d4cc;padding-top:18px}.hero-proof div{border-left:0;padding:0 30px 0 0;margin-right:30px;border-right:1px solid #d7d4cc}.hero-proof div:last-child{border-right:0}.hero-proof b{font-size:18px}.hero-proof span{font-size:12px}
.finder-card{transform:none;background:#fff;color:var(--ink);border:1px solid #d8dbd6;border-radius:18px;padding:26px;box-shadow:0 22px 55px rgba(23,33,29,.10)}.finder-card:after{display:none}.finder-head small{color:#7b837d;letter-spacing:.11em}.finder-head h2{font-size:27px}.finder-badge{border-radius:8px;background:#e7eadf;color:#465148;min-width:50px;height:34px;font-size:11px}.finder-grid{gap:0;border-top:1px solid #e6e8e4}.finder-grid a{grid-template-columns:34px 1fr auto;border:0;border-bottom:1px solid #e6e8e4;border-radius:0;background:transparent;padding:13px 4px}.finder-grid a:hover{background:#f6f4ef}.finder-grid i,.topic-arrow{color:#8b938d}.finder-all{border-top:0;margin-top:16px;padding-top:0}.finder-all span{color:#737c76}.finder-all b{color:var(--ink)}
.ticker{background:#17211d;color:#dce2de;font-family:'DM Sans';letter-spacing:.08em}.ticker i{color:#66716a}.section{padding:82px 0}.section-head{gap:70px;margin-bottom:34px}.eyebrow{color:#9b4a33;letter-spacing:.13em}.section-head h2,.group-title h2{font-size:clamp(36px,4.5vw,54px);letter-spacing:-.045em}.topic-grid{gap:1px;background:#dfe2dd;border:1px solid #dfe2dd;border-radius:18px;overflow:hidden}.topic-card,.topic-card:nth-child(n){min-height:170px;border:0;border-radius:0;background:#fff;padding:24px;box-shadow:none}.topic-card:hover{transform:none;background:#f5f3ee;box-shadow:none}.topic-icon{width:44px;height:44px;border-radius:10px;background:#edf0eb;color:var(--ink);font-size:19px}.topic-card h3{font-size:20px}.topic-card-copy small{color:#8b4f3d}.topic-card p{font-size:13px;line-height:1.55}.section-action{text-align:left}
.process{background:#17211d;padding:88px 0}.process-grid{grid-template-columns:330px 1fr}.process-copy h2{font-size:42px}.steps{gap:1px;background:#39433e;border:1px solid #39433e;border-radius:16px;overflow:hidden}.steps article{border:0;border-radius:0;background:#202b26;padding:28px}.step-icon{font-size:22px;color:#cad9b4;margin:20px 0}.steps article>b{color:#c7826c}
.editorial{padding:82px 0;background:#f3f1eb}.editorial-grid{grid-template-columns:1.1fr .9fr;gap:1px;background:#d8dbd6;border:1px solid #d8dbd6;border-radius:18px;overflow:hidden}.editorial-card{border-radius:0;background:#fff;color:var(--ink);padding:48px}.editorial-card h2{font-size:38px}.editorial-visual{border-radius:0;background:#dfe7e1;min-height:360px}.visual-ring{width:220px;height:220px;border:24px solid var(--ink);box-shadow:none;transform:none}.visual-ring b{font-size:52px}
.page-hero,.topic-hero{background:#f3f1eb;border-bottom:1px solid #dedbd3;padding:72px 0}.page-hero h1,.topic-hero h1{font-size:clamp(44px,5.5vw,68px)}.topic-hero aside{background:#fff;color:var(--ink);border:1px solid #d9ddd8;border-radius:16px;box-shadow:none}.topic-hero aside small{color:#9b4a33}.topic-hero aside li{color:#5d6761}.mini-points span{border-radius:8px;background:#fbfaf7}.provider-choice{border-radius:12px}.provider-choice.active{border-color:var(--ink);box-shadow:inset 0 0 0 1px var(--ink);background:#f3f1eb}.provider-choice b{color:#9b4a33}.calculator-shell{border-radius:16px;box-shadow:0 18px 45px rgba(23,33,29,.07)}
.calculator-consent:before,.calculator-consent:after,.consent-orbit-ring{display:none}.consent-card{min-height:420px;background:#17211d!important;padding:48px!important}.consent-card:before{display:none}.consent-orbit{width:58px;height:58px;margin-bottom:18px}.consent-shield{width:58px;height:58px;border-radius:12px;background:#26332d;border:1px solid #445249;box-shadow:none;color:#d6e4c3}.consent-card h3{font-size:clamp(26px,3.3vw,34px)}.consent-switch{border-radius:12px;background:#202b26;border-color:#3d4943}.consent-switch:hover{background:#26322d;border-color:#59665f}.consent-control{box-shadow:none}.consent-switch input:checked+.consent-control{background:#718a61;border-color:#8fa37f;box-shadow:none}.consent-approved .consent-switch{background:#253329;border-color:#61745e}.consent-approved .consent-copy b{color:#d9e8cc}.consent-meta{letter-spacing:.03em;text-transform:none}.consent-load-button,.consent-approved .consent-load-button:not(:disabled){box-shadow:none;border:0}.consent-approved .consent-load-button:not(:disabled):before{display:none}
.guide-layout{gap:56px}.guide-toc,.guide-content section,.contact-stage,.contact-form,.legal-copy{border-radius:14px}.footer-cta{background:#d85632}.footer-cta .btn-light{border-radius:10px}footer{background:#17211d}
@media(max-width:900px){.hero-grid,.section-head,.process-grid,.editorial-grid,.topic-hero-grid{grid-template-columns:1fr}.finder-card{margin-top:10px}.topic-grid{grid-template-columns:repeat(2,1fr)}.section-head{gap:18px}.process-grid{gap:36px}.editorial-grid{gap:1px}.topbar .container{justify-content:center}.topbar a{display:none}}
@media(max-width:640px){.container{width:min(100% - 28px,1160px)}.hero{padding:58px 0}.hero h1{font-size:44px}.hero-actions{align-items:stretch;flex-direction:column;gap:14px}.hero-proof{display:grid;grid-template-columns:repeat(3,1fr)}.hero-proof div{padding-right:10px;margin-right:10px}.finder-grid{grid-template-columns:1fr}.topic-grid{grid-template-columns:1fr}.section{padding:62px 0}.topic-card{min-height:auto}.ticker .container{overflow-x:auto;gap:20px;white-space:nowrap}.consent-card{padding:34px 18px!important}.header-quicklinks{background:#fbfaf7}.header-quicklinks>span{background:#fbfaf7}.nav-toggle{background:#f0eee8;border-color:#d9ddd8}.nav-toggle span{background:#17211d}.main-nav{background:#fbfaf7!important}}

/* Fine polish 1.0.9 */
.site-head{background:rgba(247,246,241,.985);border-bottom-color:#cfd4ce;box-shadow:0 8px 28px rgba(23,33,29,.055)}
.nav-wrap{height:72px}
.brand-upgraded{display:flex;align-items:center;gap:16px}
.brand-logo{gap:9px}.brand-logo img{width:38px;height:38px}
.brand-word{letter-spacing:-.045em;color:#16201c;white-space:nowrap}
.brand-word b,.brand-word strong,.brand-word>span{font-size:18px;line-height:1}
.brand-word b{font-weight:800}.brand-word strong{color:#a9452b;font-weight:800}.brand-word>span{font-weight:700}
.brand-word small{color:#545e58;font-size:10px;font-weight:700;margin-left:3px}
.brand-claim{padding-left:15px;border-left:1px solid #cfd4ce;color:#4c5650;font-size:10px;line-height:1.35;letter-spacing:.035em}
.brand-claim b{color:#17211d;font-weight:700}
.main-nav{gap:4px}
.nav-item{padding:9px 11px;color:#303a35}
.nav-item b{color:#202a25;font-weight:750}.nav-item small{color:#59635d;font-weight:600}
.nav-item:hover{background:#eaece7!important;color:#17211d}
.nav-item:hover b{color:#17211d}.nav-highlight{background:#eef0e9!important}
.nav-cta{padding:10px 14px;background:#17211d;color:#fff;border:1px solid #17211d}
.nav-cta:hover{background:#26322c}.nav-cta small{color:#c6cec8}.nav-cta b{color:#fff}
.header-quicklinks{min-height:39px;background:#f1f0eb;color:#4f5953;border-top-color:#d9dcd7}
.header-quicklinks>span{color:#707872;font-weight:700}
.header-quicklinks a{color:#3d4741;font-weight:700}.header-quicklinks a:hover{background:#e2e5df;color:#17211d}
.hero-copy{color:#17211d}.hero h1,.hero h1 span{color:#17211d!important}
.hero-kicker{color:#4f5953;font-weight:800}.lead{color:#46514b}
.hero .text-link{color:#26312c}.hero-proof b{color:#17211d}.hero-proof span{color:#59635d}
.section-head p{color:#4f5a54}.section-head h2,.group-title h2{color:#17211d}
.topic-card h3{color:#17211d}.topic-card p{color:#56615b}
.finder-head h2,.finder-grid a,.finder-all b{color:#17211d}.finder-head small,.finder-all span{color:#59635d}
.page-hero p,.topic-hero p{color:#4f5a54}
@media(max-width:1050px){.brand-claim{display:none}.main-nav{gap:2px}.nav-item{padding:9px}.nav-item small{display:none}}
@media(max-width:640px){.site-head{box-shadow:0 5px 18px rgba(23,33,29,.06)}.nav-wrap{height:66px}.brand-logo img{width:35px;height:35px}.brand-word b,.brand-word strong,.brand-word>span{font-size:16px}.main-nav .nav-item b,.main-nav .nav-item small{color:#17211d}.main-nav .nav-item{color:#17211d}.hero h1{font-size:42px;line-height:1.04}.lead{font-size:16px;line-height:1.65}}

/* Header refinement – 1.0.9 */
.nav-cta{
  min-width:202px!important;
  padding:11px 16px!important;
  grid-template-columns:1fr auto!important;
  column-gap:14px!important;
  line-height:1.1;
  white-space:nowrap;
}
.nav-cta>span:nth-child(2){gap:3px}
.nav-cta small{font-size:9px!important;letter-spacing:.11em}
.nav-cta b{font-size:14px!important;line-height:1.15}
.nav-cta i{font-size:18px;line-height:1}
.header-quicklinks{height:auto;min-height:42px;padding:0;border-top:1px solid #d9dcd7;background:#f1f0eb}
.header-quicklinks-inner{display:grid;grid-template-columns:auto repeat(5,minmax(72px,1fr));align-items:center;gap:0;min-height:42px}
.header-quicklinks-inner>span{padding:0 20px 0 0;color:#707872;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.header-quicklinks-inner a{display:flex;align-items:center;justify-content:center;min-height:42px;padding:0 18px;border-left:1px solid #dde0db;border-radius:0;color:#303a34;font-weight:750;text-decoration:none;transition:background .18s ease,color .18s ease}
.header-quicklinks-inner a:last-child{border-right:1px solid #dde0db}
.header-quicklinks-inner a:hover{background:#e5e7e1;color:#17211d}
.hero-copy>.hero-kicker:first-child{display:none}
@media(max-width:1050px){.nav-cta{min-width:180px!important}.header-quicklinks-inner{grid-template-columns:auto repeat(5,minmax(64px,1fr))}}
@media(max-width:760px){
  .nav-cta{width:100%;min-width:0!important;padding:13px 15px!important}
  .header-quicklinks{overflow-x:auto;scrollbar-width:none}
  .header-quicklinks::-webkit-scrollbar{display:none}
  .header-quicklinks-inner{width:max-content;min-width:100%;display:flex;padding:0 14px}
  .header-quicklinks-inner>span{position:static;padding-right:14px;background:transparent}
  .header-quicklinks-inner a{min-width:78px;border-right:0}
  .header-quicklinks-inner a:last-child{border-right:1px solid #dde0db}
}

/* Subpage contrast refinement – 1.0.9 */
.page-hero,
.topic-hero{
  color:#17211d;
}
.page-hero h1,
.topic-hero h1{
  color:#111a16!important;
  text-shadow:none!important;
  opacity:1!important;
}
.page-hero p,
.topic-hero p{
  color:#3f4b45!important;
  opacity:1!important;
}
.page-hero .eyebrow,
.topic-hero .eyebrow{
  color:#8f3f2b!important;
}
.topic-hero .back{
  color:#39453f!important;
}
.topic-hero .back:hover{
  color:#111a16!important;
}
.topic-hero .topic-big-icon{
  color:#17211d;
}
.topic-hero .mini-points span{
  color:#26322c!important;
  background:#fbfaf7!important;
  border-color:#cfd5cf!important;
}
.calc-section .section-head h2,
.soft .content-grid h2,
.group-section .group-title h2,
.contact-grid>div>h2,
.legal-copy h2{
  color:#17211d!important;
}
.calc-section .section-head p,
.soft .content-grid p,
.contact-grid>div>p,
.legal-copy p{
  color:#48544e!important;
}
.provider-choice small{
  color:#59645e!important;
}
.provider-choice span{
  color:#17211d!important;
}
.empty-state h3{
  color:#17211d!important;
}
.empty-state p{
  color:#4d5953!important;
}
@media(max-width:640px){
  .page-hero h1,
  .topic-hero h1{
    color:#111a16!important;
    font-weight:800;
  }
  .page-hero p,
  .topic-hero p{
    color:#3f4b45!important;
  }
}

/* v1.0.10 contact refresh */
.contact-grid{
  display:grid;
  grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);
  gap:28px;
  align-items:start;
}
.contact-intro{
  display:grid;
  gap:16px;
  align-content:start;
}
.contact-kicker{
  display:inline-flex;
  align-items:center;
  width:max-content;
  padding:8px 12px;
  border-radius:999px;
  background:#f3eee6;
  color:#8f3f2b;
  font-size:12px;
  font-weight:800;
  letter-spacing:.08em;
  text-transform:uppercase;
}
.contact-highlights{
  display:grid;
  gap:12px;
  margin-top:8px;
}
.contact-highlights article{
  padding:16px 18px;
  border:1px solid #dfe5de;
  border-radius:14px;
  background:#fbfaf7;
  box-shadow:0 1px 0 rgba(17,26,22,.02);
}
.contact-highlights b,
.form-intro b{
  display:block;
  margin-bottom:5px;
  color:#17211d;
  font-size:15px;
}
.contact-highlights span,
.form-intro span,
.contact-form-note,
.contact-form small[data-char-count]{
  color:#526059;
  font-size:14px;
}
.contact-stage{
  padding:0 !important;
  overflow:hidden;
}
.contact-form,
.contact-success{
  padding:28px;
}
.contact-form{
  display:grid;
  gap:18px;
}
.form-intro{
  display:grid;
  gap:4px;
  padding:0 0 2px;
}
.contact-form-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:16px;
}
.contact-form-grid .full{
  grid-column:1 / -1;
}
.contact-form label{
  display:grid;
  gap:8px;
  font-weight:700;
}
.contact-form label>span{
  color:#17211d;
  font-size:14px;
}
.contact-form input,
.contact-form textarea{
  width:100%;
  padding:14px 15px;
  border:1px solid #cfd8d3 !important;
  border-radius:12px;
  background:#fff !important;
  color:#17211d !important;
  font:inherit;
  transition:border-color .2s ease, box-shadow .2s ease, transform .2s ease;
}
.contact-form input:focus,
.contact-form textarea:focus{
  outline:none;
  border-color:#d85632 !important;
  box-shadow:0 0 0 4px rgba(216,86,50,.12);
  transform:translateY(-1px);
}
.contact-form textarea{
  resize:vertical;
  min-height:180px;
}
.contact-form .consent{
  display:flex;
  align-items:flex-start;
  gap:10px;
  padding:14px 16px;
  border:1px solid #dfe5de;
  border-radius:14px;
  background:#f8f7f3;
  font-weight:500;
  color:#33403a;
}
.contact-form .consent input{
  width:18px;
  height:18px;
  margin-top:1px;
  flex:0 0 auto;
}
.contact-form-note{
  padding:14px 16px;
  border-radius:14px;
  background:#fff5ef;
  border:1px solid #f3d3c8;
}
.contact-form-note strong{
  color:#8f3f2b;
}
.send-button{
  min-width:220px;
  justify-self:start;
  padding-inline:24px;
  position:relative;
  overflow:hidden;
}
.send-button::after{
  content:'';
  position:absolute;
  inset:0;
  background:linear-gradient(115deg,transparent 20%,rgba(255,255,255,.24) 45%,transparent 70%);
  transform:translateX(-120%);
  transition:transform .6s ease;
}
.send-button:hover::after{
  transform:translateX(120%);
}
.send-progress{
  display:none;
  align-items:center;
  gap:10px;
}
.send-progress i{
  width:16px;
  height:16px;
  border:2px solid rgba(255,255,255,.45);
  border-top-color:#fff;
  border-radius:50%;
  animation:spin .8s linear infinite;
}
.contact-form.is-submitting .send-label,
.send-button.is-sending .send-label{
  display:none;
}
.contact-form.is-submitting .send-progress,
.send-button.is-sending .send-progress{
  display:inline-flex;
}
.contact-success{
  position:relative;
  text-align:center;
  display:grid;
  justify-items:center;
  gap:14px;
  min-height:100%;
  align-content:center;
  opacity:0;
  transform:translateY(18px) scale(.985);
}
.contact-success.is-entered{
  opacity:1;
  transform:translateY(0) scale(1);
  transition:opacity .45s ease, transform .45s ease;
}
.success-burst{
  position:absolute;
  inset:20px 20px auto 20px;
  height:120px;
  pointer-events:none;
}
.success-burst span{
  position:absolute;
  width:12px;
  height:12px;
  border-radius:50%;
  background:#d85632;
  opacity:0;
  transform:translateY(12px) scale(.7);
}
.contact-success.is-entered .success-burst span{
  animation:burstIn .75s ease forwards;
}
.success-burst span:nth-child(1){left:18%; top:46px; background:#d85632; animation-delay:.05s}
.success-burst span:nth-child(2){left:33%; top:12px; background:#c5d95c; animation-delay:.11s}
.success-burst span:nth-child(3){left:48%; top:40px; background:#17211d; animation-delay:.16s}
.success-burst span:nth-child(4){left:61%; top:8px; background:#d85632; animation-delay:.22s}
.success-burst span:nth-child(5){left:73%; top:42px; background:#c5d95c; animation-delay:.29s}
.success-burst span:nth-child(6){left:84%; top:18px; background:#17211d; animation-delay:.35s}
.success-orbit{
  position:relative;
  width:96px;
  height:96px;
  display:grid;
  place-items:center;
}
.success-orbit span{
  position:absolute;
  inset:0;
  border-radius:50%;
  border:10px solid rgba(216,86,50,.14);
  animation:popRing .7s cubic-bezier(.2,.8,.2,1);
}
.success-orbit svg{
  width:44px;
  height:44px;
  stroke:#d85632;
  stroke-width:6;
  fill:none;
  stroke-linecap:round;
  stroke-linejoin:round;
  filter:drop-shadow(0 8px 18px rgba(216,86,50,.18));
}
.contact-success h2{
  margin:0;
  color:#17211d;
}
.contact-success p{
  max-width:440px;
  margin:0;
  color:#526059;
}
.contact-success-actions{
  display:flex;
  gap:12px;
  flex-wrap:wrap;
  justify-content:center;
  margin-top:6px;
}
.contact-success.is-leaving{
  opacity:0;
  transform:translateY(-10px) scale(.98);
  transition:opacity .3s ease, transform .3s ease;
}
@keyframes popRing{
  0%{transform:scale(.68);opacity:0}
  60%{transform:scale(1.06);opacity:1}
  100%{transform:scale(1);opacity:1}
}
@keyframes burstIn{
  0%{opacity:0;transform:translateY(14px) scale(.5)}
  100%{opacity:1;transform:translateY(0) scale(1)}
}
@keyframes spin{
  to{transform:rotate(360deg)}
}
@media (max-width: 980px){
  .contact-grid{
    grid-template-columns:1fr;
  }
}
@media (max-width: 640px){
  .contact-form,
  .contact-success{
    padding:22px;
  }
  .contact-form-grid{
    grid-template-columns:1fr;
  }
  .send-button,
  .contact-success-actions .btn{
    width:100%;
  }
  .contact-success-actions{
    width:100%;
  }
}

/* v1.0.11 light content and calculator surfaces */
.legal-copy{
  max-width:920px;
  padding:clamp(24px,4vw,46px) !important;
  background:#fff !important;
  color:#33403a !important;
  border:1px solid #dfe5de !important;
  border-radius:16px !important;
  box-shadow:0 18px 48px rgba(23,33,29,.07) !important;
}
.legal-copy h2{
  margin:32px 0 10px;
  color:#17211d !important;
  font-size:clamp(24px,3vw,32px);
  letter-spacing:-.025em;
}
.legal-copy h2:first-child{
  margin-top:0;
}
.legal-copy p,
.legal-copy li,
.legal-copy small{
  color:#46534d !important;
}
.legal-copy p{
  font-size:16px;
  line-height:1.75;
}
.legal-copy b,
.legal-copy strong,
.legal-copy a{
  color:#17211d !important;
}

.calc-section{
  background:#fff;
}
.provider-switch{
  gap:12px;
}
.provider-choice{
  background:#fff !important;
  border:1px solid #d7dfda !important;
  color:#17211d !important;
  box-shadow:0 8px 24px rgba(23,33,29,.04);
}
.provider-choice:hover{
  border-color:#9eaaa3 !important;
  transform:translateY(-2px);
}
.provider-choice.active{
  background:#f7f4ee !important;
  border-color:#17211d !important;
  box-shadow:inset 0 0 0 1px #17211d,0 10px 28px rgba(23,33,29,.06) !important;
}
.provider-choice small{
  color:#65716b !important;
}
.provider-choice span{
  color:#17211d !important;
}
.provider-choice b{
  color:#9b4a33 !important;
}
.calculator-shell{
  overflow:hidden;
  background:#fff !important;
  border:1px solid #dce3df !important;
  box-shadow:0 22px 60px rgba(23,33,29,.08) !important;
}
.partner-disclosure{
  padding:16px 20px;
  background:#f6f2e9 !important;
  color:#4c5852 !important;
  border-bottom:1px solid #e1ddd4 !important;
}
.partner-disclosure b{
  color:#17211d !important;
}
.partner-disclosure p{
  color:#56625c !important;
}
.calculator-consent{
  background:#fbfaf7 !important;
}
.calculator-consent:before,
.calculator-consent:after{
  display:none !important;
}
.consent-card{
  min-height:410px;
  padding:48px !important;
  background:#fbfaf7 !important;
  color:#33403a !important;
}
.consent-card:before{
  display:block;
  inset:18px;
  border:1px solid #e4e7e2;
  border-radius:16px;
}
.consent-orbit{
  width:64px;
  height:64px;
}
.consent-shield{
  width:58px;
  height:58px;
  border-radius:14px;
  background:#eef1eb !important;
  border:1px solid #d2dacf !important;
  color:#607557 !important;
  box-shadow:none !important;
}
.consent-kicker{
  color:#8f3f2b !important;
}
.consent-card h3{
  color:#17211d !important;
}
.consent-card>p{
  color:#56625c !important;
}
.consent-switch{
  background:#fff !important;
  border:1px solid #d7dfda !important;
  color:#17211d !important;
  box-shadow:0 8px 22px rgba(23,33,29,.04);
}
.consent-switch:hover{
  background:#fff !important;
  border-color:#aeb9b2 !important;
}
.consent-copy b{
  color:#17211d !important;
}
.consent-copy small{
  color:#59665f !important;
}
.consent-control{
  background:#e5e9e5 !important;
  border-color:#c9d1cc !important;
  box-shadow:none !important;
}
.consent-switch input:checked+.consent-control{
  background:#718a61 !important;
  border-color:#718a61 !important;
  box-shadow:none !important;
}
.consent-approved .consent-switch{
  background:#f1f5ee !important;
  border-color:#9aac91 !important;
}
.consent-approved .consent-copy b{
  color:#31452e !important;
}
.consent-meta span{
  color:#59665f !important;
}
.calculator-frame{
  min-height:240px;
  background:#fff !important;
  color:#17211d !important;
}
.calculator-frame iframe{
  display:block;
  width:100%;
  border:0;
  background:#fff;
}
.calculator-error{
  margin:20px;
  padding:18px 20px;
  border-radius:12px;
  background:#fff1f1 !important;
  border:1px solid #e8bfc4 !important;
  color:#7f2633 !important;
}
.calculator-error b,
.calculator-error p{
  color:#7f2633 !important;
}
.empty-state{
  background:#fbfaf7 !important;
  border:1px solid #dfe5de !important;
  color:#33403a !important;
  box-shadow:0 16px 42px rgba(23,33,29,.06) !important;
}
@media(max-width:640px){
  .legal-copy{
    padding:22px !important;
  }
  .consent-card{
    min-height:0;
    padding:34px 18px !important;
  }
  .consent-card:before{
    inset:9px;
  }
}

/* v1.0.12 final contrast and overview badges */
.finder-card,
.finder-card *{
  color:#17211d;
}
.finder-head small{
  color:#6b756f !important;
}
.finder-head h2{
  color:#17211d !important;
}
.finder-grid a{
  color:#24312b !important;
}
.finder-grid a:hover{
  color:#17211d !important;
}
.finder-all span{
  color:#66716b !important;
}
.finder-all b{
  color:#7d3827 !important;
}
.finder-badge{
  color:#17211d !important;
}
.group-title span{
  padding:9px 14px;
  background:#f1dfd7 !important;
  border:1px solid #dfb8aa;
  color:#7d3827 !important;
  box-shadow:none;
}
.contact-honeypot{
  position:absolute !important;
  left:-9999px !important;
  width:1px !important;
  height:1px !important;
  opacity:0 !important;
  pointer-events:none !important;
}
.contact-stage>.alert{
  margin:22px 22px 0;
}

/* v1.0.14 header CTA and finder polish */
.nav-cta{
  background:#d85632 !important;
  border-color:#d85632 !important;
  box-shadow:0 12px 28px rgba(216,86,50,.24) !important;
}
.nav-cta:hover{
  background:#bd4728 !important;
  border-color:#bd4728 !important;
  transform:translateY(-1px);
}
.nav-cta small{
  color:#ffe4da !important;
}
.nav-cta b,
.nav-cta i{
  color:#fff !important;
}

.finder-grid a:hover,
.finder-grid a:hover span,
.finder-grid a:hover .finder-icon,
.finder-grid a:hover i{
  color:#17211d !important;
}
.finder-grid a:hover i{
  color:#8f3f2b !important;
}
.finder-grid a:hover{
  background:#f3eee8 !important;
  border-color:#e3d8d0 !important;
}

.finder-badge{
  position:relative;
  min-width:auto !important;
  height:auto !important;
  padding:9px 14px 9px 28px !important;
  border-radius:999px !important;
  background:#fff1eb !important;
  border:1px solid #e7b7a6 !important;
  color:#8f3f2b !important;
  font-size:10px !important;
  font-weight:800 !important;
  letter-spacing:.11em;
  text-transform:uppercase;
  box-shadow:0 8px 20px rgba(143,63,43,.08) !important;
}
.finder-badge::before{
  content:'';
  position:absolute;
  left:12px;
  width:8px;
  height:8px;
  border-radius:50%;
  background:#d85632;
  box-shadow:0 0 0 4px rgba(216,86,50,.12);
}
@media(max-width:640px){
  .finder-badge{
    padding:8px 11px 8px 25px !important;
    font-size:9px !important;
  }
  .finder-badge::before{
    left:10px;
    width:7px;
    height:7px;
  }
}

/* v1.0.15 smaller finder badge */
.finder-badge{
  padding:6px 10px 6px 22px !important;
  font-size:8px !important;
  letter-spacing:.09em !important;
  box-shadow:0 5px 14px rgba(143,63,43,.07) !important;
}
.finder-badge::before{
  left:9px !important;
  width:6px !important;
  height:6px !important;
  box-shadow:0 0 0 3px rgba(216,86,50,.11) !important;
}
@media(max-width:640px){
  .finder-badge{
    padding:5px 8px 5px 19px !important;
    font-size:7px !important;
  }
  .finder-badge::before{
    left:8px !important;
    width:5px !important;
    height:5px !important;
  }
}

/* v1.0.16 footer CTA color refinement */
.footer-cta{
  background:#24443a !important;
  border-top:1px solid rgba(255,255,255,.08);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.footer-cta-copy small{
  color:#d8e7df !important;
}
.footer-cta-copy h2{
  color:#fff !important;
}
.footer-cta .signal-dot{
  background:#d85632 !important;
  box-shadow:0 0 0 5px rgba(216,86,50,.18) !important;
}
.footer-cta .btn-light{
  background:#f6f2eb !important;
  color:#17211d !important;
  border:1px solid rgba(255,255,255,.2);
  box-shadow:0 10px 24px rgba(9,24,19,.16);
}
.footer-cta .btn-light:hover{
  background:#fff !important;
  transform:translateY(-1px);
}

/* v1.0.17 finder badge dot simplified */
.finder-badge::before{
  box-shadow:none !important;
}

/* v1.0.18 readable comparison context cards */
.soft{
  background:#f4f1ea !important;
  border-block:1px solid #e2ddd3 !important;
}
.soft .content-grid article{
  background:#fff !important;
  border:1px solid #d9ddd8 !important;
  color:#17211d !important;
  box-shadow:0 14px 36px rgba(23,33,29,.06) !important;
}
.soft .content-grid .eyebrow{
  color:#8f3f2b !important;
}
.soft .content-grid h2{
  color:#17211d !important;
}
.soft .content-grid p{
  color:#46534c !important;
}

/* v1.0.19 finder badge without red background */
.finder-badge{
  background:#f6f2eb !important;
  border-color:#ddd6ca !important;
  color:#6e5a52 !important;
}

/* v1.0.20 finder badge fully transparent */
.finder-badge{
  background:transparent !important;
  border-color:transparent !important;
  box-shadow:none !important;
}

/* v1.0.21 expanded comparison worlds */
.home-topic-groups{
  display:grid;
  gap:54px;
}
.home-topic-group{
  display:grid;
  gap:18px;
}
.home-topic-title{
  display:flex;
  align-items:end;
  justify-content:space-between;
  gap:20px;
  padding-bottom:12px;
  border-bottom:1px solid #dfe4df;
}
.home-topic-title h3{
  margin:0;
  color:#17211d;
  font-size:clamp(24px,3vw,34px);
  letter-spacing:-.035em;
}
.home-topic-title span{
  color:#7d3827;
  font-size:12px;
  font-weight:800;
  white-space:nowrap;
}
@media(max-width:640px){
  .home-topic-groups{gap:38px}
  .home-topic-title{align-items:center}
}